Experience Modification Reports:

Mod Verification - verifies the accuracy of the experience modification rate calculation.

Mod Projection - projects the next experience modification rating.

Mod Promulgation - creates an experience modification rating worksheet for insureds not eligible for an NCCI experience modifier but would like to know what it might be were they experience rated.


Mathematical Models:
(Includes Current NCCI Split Point)

Math Model A: Calculated by applying a $2,500 deductible to all claims which will determine the impact of deductibles on the experience modifier (applicable in certain states)

Math Model B: Calculated by removing claims $5,000 or less which will determine the impact of frequency on the experience modifier

Math Model C: Calculated by removing all losses over $5,000 which will determine the impact of severity on the experience modifier

Math Model D: Calculated by combining payroll and loss experience for two or more companies based on information included in current experience modification calculations which will determine the impact of payroll and loss experiences



Reports for Prospects:

Prospects need to see a cost/benefit analysis before they choose you as agent of record. AcuComp has developed several analytical reports using the prospects data which will indicate the extent of potential reductions in their worker’s compensation premiums.

  • Premium Diagnostic Analysis calculates what their worker’s compensation premium would be today, if their statistical data had been subject to our system for the past four years.
  • Reformatted Loss Run shows only open claims with outstanding reserves that can be affected by AcuComp.
  • Math Models measure the impact of frequency, severity, a catastrophic loss or any other scenario you would like to demonstrate for the insured to show possibilities.
  • Custom WebEx for prospects: Three-way WebEx with agency and prospect to describe AcuComp services.


The turn-around time for prospect reports is three (3) business days. We understand that in this situation, timing is critical.

Reports for Insureds:

Claim Status Reports shows collected claim file documentation and corresponding reserve reductions. This service is automatic. All loss runs are processed and open claims with high reserves are placed under audit to be reviewed twice a year, at policy renewal and unit stat plan filing.

Actual Liability Avoided report shows the dollar value and liability avoided due to the system’s effectiveness. This report captures all reserve reductions for an agency or insured.

Claim Under Audit report shows the complete list of open claims currently being audited for an entire agency or for an individual insured. This list represents losses monitored by the Claims Department at unit stat filing and policy renewal.

Cumulative Activity Report shows the number of insureds enrolled in AcuComp, the number of claims audited – both open and closed, and shows the overall dollar reduction in reserves. These figures correlate to show the impact of reserve reductions on experience modifiers in terms of mod point decrease. This report is the agency “scorecard” also utilized in prospecting.


Presently, NIAS, Inc. is the sole nationwide provider of a turnkey data system that has been validated by a state insurance department to permanently lower experience modifiers averaging 27 points.

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» Where's your proof that you can permanently lower experience modifiers an average of 27 points over time?

CWCU Certified

AcuComp®, a division of NIAS, Inc. is

CWCU certified

CWCU Designated Company

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Contact NIAS, Inc.

Firm: NIAS, Inc.
5730 Corporate Way, Suite 230
Toll Free: 800-883-5600
Local: 561-697-4500
Fax: 561-689-1009
Email: info@acucomp.com

Your privacy is important to us and we will not share your personal information with any third party.