Reducing Costs 27 Points Over Time

National Insurance Application System, Inc.

The single most significant challenge that property-casualty agencies face today is finding ways to differentiate themselves in a soft market.

The savvy prospect makes decisions based upon verifiable and measurable differences between agencies. They want to know that whatever is said can be verified and measured. They do not like “guesswork” or verbal promises.

We call these measurable results “differentiators.” If deliverables can’t be measured in terms of costs and savings, then whichever agency that has the ability to measure results will write the account. The prospect knows, in writing, what they are getting for their premium dollar and how much they are saving.

National Insurance Application Systems, Inc. has only one mission – to create as many measurable differentiators as possible for our member agents – resulting in higher policy counts, profits, closing ratios and spectacular growth. Since 1979, National Insurance Application Systems, Inc. has focused solely on developing automated systems to lower Workers’ Compensation premiums. These efforts in conjunction with executives from CNA and Liberty Mutual, resulted in the development of a unique workers’ compensation cost control data system called AcuComp®. Property-casualty insurance agencies represent the majority of our client base.

NIAS Inc. is the only firm in the nation whose results have been audited over a five-year period by a state insurance department. The results were proven conclusively that AcuComp® improves loss ratios an average of 30 percent and permanently lowers experience modifiers together with premiums an average of 27 percent over time.

Key Benefits for Insurance Agencies

• Increased retention

• Provides a unique point of difference

• Increases productivity of producers and staff without increasing payroll

• Growth through new business acquisition

• Shortening the selling cycle from months to minutes with an online demonstration

• Provides your insureds with all deliverables possible in today’s age of ever changing and improving technology; and finally, keeps up with industry standards

It is important to note that not only do our regular online reports enable users to actually see the progress being made throughout the year by the insured; we quantify our results in terms of actual experience modification reductions as a direct result of the AcuComp® system.